Welcoming the decision of the Government of the Republic of Armenia, Ardshinbank informs that it continues to offer physical persons the opportunity to reconstruct and refinance problematic loan obligations, including the possibility of forgiving accumulated fines and penalties on already improved terms.

Fines and penalties on loans classified as hopeless till 31.05.2018 inclusive will be fully forgiven, in case of repayment in the amount stipulated by the terms.

The Bank offers a loan reconstruction terms to all borrowers with overdue debts of 90 days or more and partial repayment opportunity.

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