Some Russian banks working in the sphere of consumer crediting are considering interest rates reduction after Sberbank announced that it is acting as a dictator in the market.

Some banks, however, are against it because they see risks in available loans.

The vulnerable consumer loan is one of the most prestigious, but the most expensive product.

The interest rate in every bank depends on the terms. According to the Central Bank of Russia, at the end of the first quarter the interest rate on loans in rubles made 17.47% for one year and 13.39% for a period of more than 1 year.

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